Hey there, motorcycle enthusiasts! You’re in the right place if you want to rev up your ride while keeping costs low. Today, we’re diving into how you can get affordable motorcycle insurance with GEICO. Whether you’re cruising on a sports bike, a cruiser, or even a moped, GEICO has you covered. Let’s break down how to snag a great deal, what coverage options are available, and how to maximize your savings.
Why GEICO for Motorcycle Insurance?
When it comes to motorcycle insurance, GEICO offers some compelling reasons to consider:
- Competitive Coverage: You don’t have to skimp on protection to get a good price. GEICO balances affordability with comprehensive coverage.
- Accessories Coverage: Have you added custom parts? GEICO has you covered. From upgraded seats to electronic equipment, your extras are included.
- Enthusiastic Agents: Their team of licensed motorcycle agents knows bikes inside and out. They’re as passionate about your ride as you are.
What Does Motorcycle Insurance Cover?
So, what exactly does your motorcycle insurance policy from GEICO cover? Here’s a quick rundown of the main benefits:
- Bodily Injury Liability Coverage: Covers medical expenses if you’re at fault in an accident that injures someone else.
- Collision Coverage helps pay for bike repairs if you’re in an accident, regardless of who’s at fault.
- Comprehensive Coverage: This policy protects your bike against damage from non-collision incidents, such as theft, vandalism, or natural disasters.
- Personal Injury Protection: This covers medical expenses for you and your passengers, no matter who’s at fault.
- Property Damage Coverage: Pays for damage you cause to someone else’s property.
- Uninsured/Underinsured Motorist Coverage: Steps in if a driver with inadequate insurance hits you.
Specialty Coverages
GEICO also offers some specialized coverages tailored for motorcycle riders:
- Accessories Coverage: If you’ve added custom features to your bike, like a sidecar or advanced electronics, this coverage ensures they’re protected.
- Helmet Coverage: If your helmet gets damaged in an accident, this coverage helps with replacement costs.
- Emergency Roadside Service: Flat tire? Out of gas? GEICO provides roadside assistance with specialized towing options.
Types of Vehicles Covered
GEICO’s motorcycle insurance isn’t for more than just standard bikes. Here’s a look at the types of vehicles you can get covered:
- Cruisers: Typically featuring a V-twin engine and a classic design.
- Sport Bikes: High-performance bikes are known for speed and agility.
- Touring Bikes: Designed for comfort on long rides, these bikes often come with added amenities.
- Custom Motorcycles: Whether you’ve custom-built your bike or had it done professionally, it’s covered.
- Mopeds: Lightweight bikes with smaller engines, perfect for city commuting.
How to Get a Quote
Getting a motorcycle insurance quote from GEICO is easy and can save you money. Start by filling out a free online quote form. If you already have car insurance with GEICO, you can use your current policy information to speed up the process.
Pro Tip: You might qualify for a Multi-Policy Discount if you have an auto or RV policy with GEICO.
Motorcycle Insurance Discounts
Who doesn’t love saving a bit more? GEICO offers several discounts to help lower your insurance costs:
- Switching Discount: Save money when you switch from another insurance provider to GEICO.
- Multi-bike Discount: Insure more than one bike with GEICO and receive a discount.
- Multi-policy Discount: Bundle your motorcycle and auto insurance for added savings.
- Mature Rider Discount: If you’re an experienced rider, you could be eligible for a discount.
- Renewal Discount: Maintain continuous coverage and get a discount on your renewal.
- Defensive Driving Discount: To receive this discount, complete a Motorcycle Safety Foundation (MSF) course.
- MSF Instructor Discount: If you’re an MSF instructor, you can get a discount for teaching motorcycle safety.
Reminder: Check GEICO’s motorcycle insurance discounts page for the latest offers and detailed information.
Final Thoughts
Affordable motorcycle insurance is within reach, and GEICO is here to make it easier. GEICO provides everything you need to protect your ride without breaking the bank, from comprehensive coverage to valuable discounts. So, whether hitting the open road or cruising around town, you can ride confidently, knowing that GEICO has your back.
Ready to get started? Request a quote today and see how much you can save on your motorcycle insurance. Happy riding!