Mountain biking is more than a hobby; it’s a lifestyle for many. Whether you’re riding trails, racing, or just exploring the outdoors, the right insurance can provide peace of mind.
Crash Damage Coverage
Crash Damage Coverage is essential for any mountain biker. Accidents happen whether you’re on a trail, road, or during a race. Velosurance covers your bike if it’s damaged in an accident, ensuring you’re not left with a hefty repair bill. This coverage extends to riding apparel, including helmets, shoes, and gloves, up to $500 per incident.
Theft Coverage
Bike theft is a growing problem, with incidents increasing by 24% since 2019. Velosurance provides Theft Coverage for your bike, whether it’s stolen from your home, car, or workplace. When left unattended, ensure your bike is secured to an immovable object to be eligible for coverage.
Medical Coverage
Mountain biking can be risky, leading to injuries that require medical attention. Velosurance offers Medical Coverage to help with medical bills, supplementing your primary health insurance. This coverage can be crucial in covering out-of-pocket expenses like deductibles and co-pays.
Coverage in Transit
Mountain bikes often travel long distances, whether on a car rack, with an airline, or via courier. Velosurance covers damage or loss in transit, giving you peace of mind while travelling. This includes accidents like bikes falling off racks or being damaged by airlines.
Velosurance for All Mountain Bikers
Velosurance caters to all types of mountain biking, from cross-country to downhill. Here’s a look at the specific coverage:
- XC & Trail Bikes: Covers bikes designed for single-track to all-day epics.
- E-MTBs: Includes coverage for electric mountain bikes, enhancing your riding experience with electric assistance.
- DH Bikes: Provides coverage for downhill bikes with their robust build and extreme use.
Optional Coverages
Velosurance offers several optional coverages to customize your policy:
- Liability Protection: Protects against personal liability for injury, sickness, death, or property damage.
- Worldwide Coverage: Extends your policy to cover international travel.
- Uninsured Motorist Coverage: Covers expenses if an uninsured motorist hits you.
- Race Coverage: Ensures your bike is covered during races.
Standalone Bicycle Insurance
Unlike home or renters insurance, Velosurance offers standalone policies specifically for bicycles. This means claims won’t affect your other insurance rates. Velosurance policies also don’t depreciate the value of your bike, ensuring full value coverage.
Customer Testimonials
Satisfied customers highlight the reliability and comprehensive coverage of Velosurance:
- Piper D., Baltimore, MD: “Velosurance covered my stolen Ebike in full during a trip. The process was smooth and stress-free.”
- Steven G., Los Angeles, CA: “I’ve had Velosurance for 5 years. They handle claims efficiently and provide peace of mind.”
- Gary K., San Francisco, CA: “Velosurance made the claims process easy after a crash. Their responsiveness was impressive.”
Conclusion
Mountain biking comes with its risks, but Velosurance ensures you’re protected. From crash damage to theft and medical coverage, their policies are tailored for mountain bikers. With options to customize your coverage, Velosurance is the best choice for any mountain biking enthusiast.
